FINANCIAL SERVICES AUTHORITY (OJK) SUPERVISION OF AI CRYPTO TRADING ROBOTS FOR REGULATORY COMPLIANCE AND CONSUMER PROTECTION
DOI:
https://doi.org/10.56861/nalarnagara.v1i3.118Keywords:
Crypto Assets, Trading Robots, Artificial Intelligence, Compliance, Consumer Protection, Aset Kripto, Robot Perdagangan, Kecerdasan Buatan, Kepatuhan, Perlindungan KonsumenAbstract
Digital Financial Assets are experiencing positive developments and have the potential to support the development of the financial services sector. This is evident in the increasing use of Digital Financial Assets, particularly Crypto Assets, as investment instruments for Indonesians. The Crypto Asset Market in Indonesia operates under regulations and supervision issued by the Commodity Futures Trading Regulatory Agency (BAPPEBTI). The trading ecosystem in the Digital Financial Asset Market has been operating to facilitate the public in trading Crypto Assets. However, Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (UU P2SK) stipulates new duties for the Financial Services Authority (OJK) as the regulatory and supervisory authority for activities in the Financial Sector Technology Innovation (ITSK) sector, as well as Digital Financial Assets and Crypto Assets. As technology advances, many investors are turning to artificial intelligence (AI) technology to automate trading activities. However, a major question arises: which platforms are truly legal, safe, and suitable for use. AI Crypto Trading Robots are software that uses artificial intelligence algorithms to automatically execute crypto asset buy-sell transactions. This system analyzes market data, historical price patterns, and technical indicators in milliseconds, much faster than manual analysis. However, the reality is that the legality of trading robots on the market is unclear. Over the past few years, fraud cases disguised as AI trading robots have emerged, claiming victims. Understanding which platforms are legitimate and compliant with regulations is crucial before investing funds in automated systems. This study attempts to outline the use of AI crypto trading robots for crypto assets, their legal basis, legality, and the reasons why the Financial Services Authority (OJK), with its authority, needs to regulate and supervise them as a form of regulatory compliance and consumer protection.
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